Zero Down • 100% funding • No Payments for a few months
Save 1000s of dollars with in-house financing! United Built Homes may be the ONLY on-your-site builder in the area that provides real financing that is in-house. Which means you may be in your, custom built house without investing a cent in up-front closing expenses.
Some lenders charge as much as $10,000 in up-front closing expenses on a $150,000 house:
You can find frequently no expenses that are out-of-pocket you finance with United Built Homes. You are practically home free!
This chart is actually for instance only; real numbers will be different according to loan quantity as well as other facets.
United Built Homes typically doesn’t charge origination fees. An origination fee may be included on their United Built loan for customers requiring a land payoff.
The most effective Four Methods For Good Credit
1. Maintain a healthier Credit Rating
Pay your bills on time, lessen your financial obligation balances, and also make certain your credit history is error-free.
Concerned about your credit? A reality for you at United Built Homes, we try to make home ownership. Each customer’s financing situation is physically assessed by our finance team. Because we don’t make use of automated underwriting techniques, we could start thinking about extra facets to greatly help find a method to invest in your brand-new house.
2. Keep A low Debt-to-Income Ratio
Your debt-to-income ratio is the total number of financial obligation when compared with your earnings. Look at your debt-to-income ratio now. The reduced the ratio, the advanceamerica greater. Car and truck loans, student education loans, and charge card balances could be huge contributors to your financial troubles load. Make an effort to reduce balances and prevent making big acquisitions, such as for example a car that is new prior to you make an effort to fund your brand-new home.
3. Use Your Home for the best
Since you bought it, you have built up equity if you own property and its value has increased. You may have the ability to make use of your home as security, and also have no advance payment in your brand new house.
Do not possess your premises free and clear? It’s not necessary to acquire your premises free and clear to help you to construct a true house with United Built Homes. Contact the local product sales workplace to learn more about funding options that could permit you to fund both your new house while the quantity you borrowed from on the home.
4. Be Realistic About How Exactly Much It Is Possible To Afford
An individual who could have trouble financing that is getting a more costly household might not have any difficulty getting authorized for just one that is less costly. Call the local United Built workplace to talk about your requirements by having a product sales associate. We’ll help you see the United Built home which will best fit your requirements as well as your spending plan.